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8 Best Duvet Inserts That'll Make Your Bed the Comfiest Place on Earth

Dreams really do come true...

best duvet inserts
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Ever looked at a beautiful, fluffy bed on Pinterest and wondered how you can get yours to look like that? Well, JSYK, you totally can! All you need is a great duvet insert. Of course, adding comfortable pillows or super-soft sheets will help, but it's truly the duvet that gives a bed that oversized, plushy look that just screams luxury.

Luckily for you, we’ve found some of the best duvet inserts to help level up your bed. From extra-fluffy duvets to cooling ones that won’t make you sweat, we’ve found it all. See some of our faves below!

Our top picks for the best duvet insert of 2022

Keep on reading to learn all about the best duvet inserts. Plus, find out the essential things to look for when shopping for one online.

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Overall Best Duvet Insert
Brooklinen All-Season Down Alternative Comforter in Queen

  • 100% hypoallergenic

  • Some reviewers claim it looks lumpy

There are a lot of reasons why this luxe comforter by Brooklinen is the absolute best. First, it's filled with recycled PET fibers that feel oh-so-soft. Secondly, this is an all-season insert so you can use it during any time of year, which means there's no need to switch out comforters. Lastly, the price is truly unbeatable—the most luxurious duvet inserts can run you upwards of $300. So you can get the luxe Brooklinen seal of approval well under the average price.

THE REVIEWS: "I have been looking to upgrade to a higher quality down alternative comforter and this is it," reads one review. "I got the all season which is just the right weight for me. It arrived quickly and I'm preparing to order another for the guest room. Highly recommend!"

Best Affordable Duvet Insert
APSMILE Lightweight Goose Feathers Down Comforter in Queen

  • Affordable
  • Oversized option available
  • 400 thread count poly-cotton cover

  • Some reviewers say comforter takes time to fluff up

Typically goose down anything can get pretty pricey. This budget-friendly option gives you the luxury of having a premium feather-down filling at a fraction of the price. It's got your traditional baffle-box quilting to ensure all feathers are evenly distributed. This beauty comes in three different warmth options—lightweight, winter-weight, and all-season—to decide which one works best for you.

THE REVIEWS: "I've had this blanket for three years and I still love it as much as when I pulled it out of the dryer," writes one reviewer. "It’s warm in the winter and cool in the summer. I’m sure I’ll order another when the time comes, but it shows no signs of wear after using it every night."

Best Temperature-Regulating Duvet Insert
Casper Humidity Fighting Duvet in Queen

  • 100% cotton shell
  • Moisture-wicking merino wool layer

  • Some reviewers say the fill can bunch up over time

If you feel hot, then cold, and then hot again while you sleep, I'd highly recommend this duvet. It has an added layer of merino wool that'll keep you warm while also wicking away moisture to make sure you don't overheat.

THE REVIEWS: "I ordered this because my spouse and I live in FL and it can get pretty humid and sweaty. Since ordering this blanket, we have not had a sweaty night's sleep since," one tester writes. "It keeps us warm without the sweatiness of overheating. I thought maybe it would be too warm for a hot climate but it does the job wonderfully."

Best Down-filled duvet insert
Parachute Down Duvet Insert in Queen

  • Made of premium European white down
  • 100% sateen cotton shell
  • Comes with a five-year warranty

  • Expensive
  • Some reviewers say it's not standard size

There's nothing quite like a proper down-filled duvet insert. This one from Parachute is available in lightweight or all-season density and has a 750-fill power made with European white down and classic baffle-box stitching to ensure your duvet stays evenly fluffed up.

THE REVIEWS: "I didn't realize I would love this comforter this much, but this purchase was a game-changer for my bed! Pair this with linen sheets and you’ll feel like you’re sleeping in a cloud," one reviewer writes.

Best Down-Alternative Duvet Insert
Buffy Cloud Comforter in Queen
Buffy

  • Hypoallergenic
  • Unique stitching design

  • Some reviewers say it's not suitable for cooler months

While there are a ton of down-alternative duvets around, this one is truly unbeatable. This one by Buffy is so great because of its unique quilted stitching pattern. Most duvets typically have regular baffle-box stitching, but it might not hold up the same over time when using a down-alternative fill.

THE REVIEWS: "The comforter is soft, cool, and keeps me warm through the frigid Minnesota winters," one reviewer writes. "The comforter is a beautiful blend of breathability and perfectly distributed weight. My entire body is warm and covered! Very satisfied with the product."

Best Cooling Duvet Insert
West Elm Cooling Down Alternative Duvet Insert in Queen

  • Hypoallergenic
  • 100% organic cotton shell

  • Only 230 thread count cover

TBH, cooling duvets are it! You can enjoy super plush and fluffed-up bedding without going through heat exhaustion as you sleep. This one from West Elm is made with 100 percent HydroCool polyester and is available in two warmth levels—all season for year-round use or extra-warm if you want to be cool and toasty.

Best Hotel-Style Duvet Insert
Four Seasons Lightweight Duvet in Queen

  • Hypoallergenic
  • 100% Calendared Cotton

  • Expensive price point

The reason why people looovvveeee sleeping in hotel beds so much is because of the bedding, of course! If you want to sleep like you're in a five-star resort, then reach for this lightweight option that you'd find on a bed at the Four Seasons. It's made with premium white down and a soft 100 percent cotton cover.

Most Splurge-Worthy Duvet Insert
The Company Store Legends Luxury Royal Down Duvet Insert in Full

  • Hypoallergenic
  • RDS Certified Hungarian White Goose Down
  • Available in oversized

  • Some reviewers say it flattens out over time

This one is def on the pricier side, but it's worth every cent. Made from ethically sourced Hungarian white goose down, you'll feel like absolute royalty sleeping underneath this duvet. It's available in four different levels of warmth, plus has an oversized option for those who love a super plush.

THE REVIEWS: "These comforters last a lifetime. I've purchased several over the decades," reads one review. "They stay fluffy and fabulous forever. Yes, they're a bit costly, but in my opinion, a very worthwhile investment. "

What should I look for in a duvet insert?

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Selecting a duvet insert is one of those things that is completely left up to personal preferences. What may work to foster your best sleeping environment might not work for the next person. When shopping for the right duvet, here are some things to look for.

The type of fill that’s most comfortable for you

The most common fill options for duvet inserts are down and down-alternative. Regular down filling is typically made with lightweight goose or duck plumage feathers. While alternative-down is usually filled with synthetic materials, such as polyester or nylon, and is often considered hypoallergenic, which is great for those concerned about dust and allergens.

On the other hand, if you’re looking for a more natural fill option, there are quite a bit of duvet inserts on the market made with bamboo or silk filling. Next to down-alternative inserts that offer cooling-gel or microfibers in their fill, bamboo or silk-filled duvets are an excellent option for hot sleepers. Since bamboo is super breathable, you can have the best of both worlds of a super plush blanket without overheating. While silk isn’t the most breathable fabric, it is super lightweight—just like bamboo—but it doesn’t require a lofty design. So you can sleep comfortably without feeling weighted down by a ton of materials.

The level of weight that works best for you

Duvets are notoriously known for being pretty warm—which isn't exactly great for hot sleepers. But the good news is there are different duvet weight options to choose from, so if you tend to have sweaty snoozes but still want that fluffy duvet experience, then you can (literally) rest assured that there’s a lightweight or cooling duvet for you. Typically, you can find duvet inserts available in these weight levels: light, heavy, or all-season. Lightweight options are great for warmer months, while heavy duvets are fantastic for colder months. And all-season duvets are exactly what they sound like—duvet blankets that are suitable for year-round use, thanks to their temperature-regulating fill. If you want to get really fancy with it, some companies offer four to five different weight options to really help you customize your sleep experience.

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